Month: September 2018

Brain Health: A New Series

Do you ever wonder what happens to the brain under stress? Does stress serve a purpose? How detrimental is chronic stress on the brain? When I was 36 years old, I woke up from the downward spiral of drug addiction. As the fog lifted, I wondered how the heck I ended up here. I set …

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Don’t Rely on Social Security, but Know About It

I’ve heard many great financial experts say that we should not rely on our potential Social Security (SS) benefits for retirement. I agree with that. Think of SS benefits as a bonus. It’s not guaranteed but it would be nice. However, I think it’s wise to know what your potential SS benefits may be and …

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Lost In Translation

Have you ever said something that got lost in translation? Traditionally this refers to something which is translated into another language and the subtlety of the meaning is lost. However, I propose it can happen in everyday life while speaking in one language. Yeah, I know you want to talk about the sign in the …

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The Magic of Health Savings Accounts

Health Savings Accounts (HSAs) can be a great tool for trifecta tax efficiency. Yep, I said trifecta!  Additionally, they can be used as an investment vehicle. Who doesn’t love to legally avoid paying taxes?? I do! I wanted to invest in an HSA account. However, formerly my employer-sponsored health plan did not allow for that. I …

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To Everything, There Is a Season

If You Don’t Like Where Things Are Today… The older I get, the more I realize life is full of seasons. Many wise people who have gone before me tell me to wait out the tough times as a new season is coming.  Conversely, that would mean we need to be fully present in the good …

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How To Budget With A Credit Card

Cash Is King But How About Those Travel Reward Miles? So if you’ve followed my story you know I came out of the Dave Ramsey camp. I followed the debt snowball method and it worked. I’m now completely debt free and on the path to achieving Financial Independence (FI). Woohoo! The further I go down the …

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Making The Most of Community – A Review of CampFI

No, it wasn’t me living it up at CampFI Midwest a few weekends ago. However, my buddy Jeff did and he wrote a guest post about it so we can all live vicariously through him. 😉 I had the good fortune of attending CampFI Mid-Atlantic this past spring so I know how amazingly awesome these camps can …

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Overcoming Addiction – From a Parent’s Perspective

A very Special Guest Post If you know anything about me, you know my story is one of triumph over addiction. Some of the fruit I’ve experienced in sobriety has been gaining control of my financial life. Hence, the birth of this blog! Through blogging, I’m meeting so many amazing people and today I’m pleased …

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