My company gives quarterly reviews and sometimes it includes a bonus. Moreover, I receive raises. Within the last year, our director of operations asked me if I prefer receiving a bonus or a raise. Without giving it too much thought, I said I’d prefer a raise. As a result, I no longer receive bonuses but …
I had another post almost ready to go out for tomorrow – part 2 in my new brain health series. However, something surprisingly lovely happened to me tonight. An amends was made to me and I’m inspired to write out it. It’s Never Too Late This is basically the slogan of my life, right? I …
Surprising Amends – It’s never too late to reconcile with people from your pastRead More »
Today, I’m using the analogy of gardening to talk about taking care of your financial life. Both gardening and finances require preparation and tending. If you do the work, both will produce a harvest of fruit. Furthermore, when you harvest in your gains, I recommend you store up some for later. Prepare the ground in …
As I bask in the afterglow of the FinCon18 festivities, I’m reflecting on my experience (the good, the bad, and the ugly). Interestingly, FinCon was very reminiscent of high school for me. I was a grateful scholarship recipient for FinCon18. A big thanks to PT for the opportunity and ESI Money for the selection. I …
FinCon is like high school: You get out of it what you put into itRead More »
I had the good fortune of meeting Emilie from the awesome blog, Wise Mind Money at FinCon18 this past week. Furthermore, I was honored to write a guest post for her which when live last week. Guest Post on Wise Mind Money We have one life to live and in the process of obtaining our …
Do you ever wonder what happens to the brain under stress? Does stress serve a purpose? How detrimental is chronic stress on the brain? When I was 36 years old, I woke up from the downward spiral of drug addiction. As the fog lifted, I wondered how the heck I ended up here. I set …
I’ve heard many great financial experts say that we should not rely on our potential Social Security (SS) benefits for retirement. I agree with that. Think of SS benefits as a bonus. It’s not guaranteed but it would be nice. However, I think it’s wise to know what your potential SS benefits may be and …
Have you ever said something that got lost in translation? Traditionally this refers to something which is translated into another language and the subtlety of the meaning is lost. However, I propose it can happen in everyday life while speaking in one language. Yeah, I know you want to talk about the sign in the …
Health Savings Accounts (HSAs) can be a great tool for trifecta tax efficiency. Yep, I said trifecta! Additionally, they can be used as an investment vehicle. Who doesn’t love to legally avoid paying taxes?? I do! I wanted to invest in an HSA account. However, formerly my employer-sponsored health plan did not allow for that. I …
If You Don’t Like Where Things Are Today… The older I get, the more I realize life is full of seasons. Many wise people who have gone before me tell me to wait out the tough times as a new season is coming. Conversely, that would mean we need to be fully present in the good …